Legal Documents

1. Introduction

Merrick Terra Connect ("we," "our," "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our Platform and Services.

2. Information We Collect

We collect information that you provide directly to us, including:

• Identity Data: full name, date of birth, government-issued identification (e.g., passport, Ghana Card), and proof of address.
• Contact Data: email address, phone number, WhatsApp number, and residential address.
• Preparation Data: intent, dream horizon, customer type, and the question you asked us when you joined the waitlist.
• Financial Data (when relevant): indicative banking, income, and source-of-funds information shared in the context of preparation.
• Property Data (when relevant): details of properties you own, wish to purchase, or are evaluating.
• Technical Data: IP address, browser type, device information, and usage data collected via cookies and similar technologies.

3. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our Platform and Services.
• Support your preparation across identity, legal, financial, and asset readiness.
• Verify your identity for compliance with Ghanaian regulatory requirements.
• Communicate with you only when appropriate — typically when there is something specific we can do for your preparation.
• Improve our readiness frameworks and Platform features.
• Fulfill our legal and contractual obligations.

4. Legal Basis for Processing

We process your personal data on the following legal bases:

• Performance of a Contract: to fulfill our obligations under any service agreements with you.
• Legitimate Interest: for operational and business needs such as platform security and service improvement.
• Consent: when you voluntarily provide information through the waitlist or contact forms.
• Legal Obligation: to comply with applicable Ghanaian laws and regulations.

5. How We Share Your Information

We may share your information with trusted professionals (lawyers, valuers, surveyors, banking contacts) only when you explicitly request introductions or when sharing is required to advance your preparation. We do not sell your personal data to third parties.

6. Data Security

We implement robust security measures, including encryption in transit and at rest, in line with Ghana's Data Protection Act, 2012 (Act 843). Our underlying records are append-only — your submitted information cannot be altered after the fact.

7. Your Data Protection Rights

Under Ghanaian law, you have the right to:

• Access and receive a copy of your personal data.
• Rectify or update inaccurate data.
• Request a record of who has been granted access to your file.
• Object to certain forms of processing.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please reach out via our Contact page.